Spectrum 3 INC – Master Participation Waiver & TermsThis Master Waiver & Terms applies to all programs and services operated by Spectrum 3 INC (“the Organisation”), including S3 Martial Arts, S3 Gaming, and S3 Life Skills. By registering or participating, you agree to the following:1. General Acknowledgment1.1 I understand that Spectrum 3 INC is a small not-for-profit charity and may not have the resources to cater for every individual need.1.2 Participation is voluntary, and the Organisation reserves the right to decline, limit, or withdraw services at its discretion.1.3 Decisions regarding program composition, eligibility, and delivery are final, and made by the CEO and relevant program Head Instructor/Leader.2. Privacy, Security & Confidentiality2.1 I acknowledge that Spectrum 3 INC programs may involve sensitive, trauma-informed, or neurodiverse-specific content.2.2 Private and secure classes will not be advertised publicly. Times and locations are only shared with approved participants.2.3 No photography, filming, or video recording is permitted without prior written consent.Liquidated Damages & IndemnityAny breach of this rule will result in liquidated damages of not less than AUD $15,000, representing a genuine pre-estimate of harm.In addition, I agree to indemnify and hold harmless Spectrum 3 INC against further claims, losses, damages, or legal expenses up to AUD $100,000 (VCAT jurisdictional limit).3. Health, Safety & Conduct3.1 I confirm that I am medically and physically fit to participate in the chosen program(s).3.2 I will disclose relevant medical conditions, disabilities, or support needs prior to participation.3.3 I agree to follow all instructions, safety rules, and codes of conduct.3.4 I understand that the Organisation may refuse or remove participants who create safety risks or breach rules.4. Complaints & Disputes4.1 Complaints must be made in writing to the Program Coordinator.4.2 The Organisation will handle complaints fairly, confidentially, and promptly.4.3 If unresolved, both parties agree to attempt good-faith mediation in Victoria with an independent mediator.4.4 The complainant agrees to bear their own costs and contribute to the reasonable costs of the Organisation’s defence.4.5 If mediation fails, disputes may be referred to VCAT (up to AUD $100,000) or another relevant authority.5. Liability (General)5.1 To the extent permitted by law, Spectrum 3 INC, its officers, instructors, and volunteers are not liable for injury, loss, or damage sustained during participation, except where caused by proven negligence.5.2 Nothing in this document excludes or restricts rights under the Australian Consumer Law (ACL).Program-Specific Add-OnsA. S3 Martial Arts – Women’s Self-Defense & Martial Arts TrainingA.1 I acknowledge that martial arts and self-defense involve physical contact, strenuous activity, and risk of injury, including but not limited to bruising, sprains, fractures, or other harm.A.2 I understand that private health and/or ambulance insurance is strongly recommended, and that Spectrum 3 INC will not be responsible for medical costs.A.3 I assume full responsibility for participation and hereby waive, release, and discharge S3 Martial Arts, Spectrum 3 INC, its instructors, and volunteers from liability for such injuries, except where caused by proven negligence.B. S3 Gaming – Digital & Social ProgramsB.1 I acknowledge that S3 Gaming programs may involve online interaction, teamwork, and social participation.B.2 I agree to follow community standards and not engage in harassment, bullying, or unsafe behaviour.B.3 I understand that breaches of these standards may result in removal from sessions without refund.C. S3 Life Skills – Workshops & Community ProgramsC.1 I acknowledge that S3 Life Skills programs may involve group learning, independent living activities, and community participation.C.2 I agree to participate respectfully and safely, and understand that reasonable adjustments may be made for neurodiverse or trauma-affected participants.C.3 I accept that facilitators may adapt or restrict participation to protect the safety and wellbeing of all attendees.6. Governing LawThese terms are governed by the laws of the State of Victoria, Australia. Participants submit to the jurisdiction of Victorian courts and tribunals.7. AcknowledgmentBy submitting the form, I confirm that I have read, understood, and agree to this Waiver & Terms, including all program-specific conditions relevant to my participation.